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Moneywatch
offers a variety of strategic financial services to help our clients
achieve their financial goals. Most of our clients come to us
through referrals from area nonprofits, hospitals and other
professionals including leading attorneys and accountants; however,
we invite anyone in need of help or with questions to call.
please see the examples of our services
below...........
1) Leveling the Playing
Field
Large Credit providers including, mortgage companies,
department stores and credit card companies have created
sophisticated systems and departments for dealing with all types of
customer payment issues. They have been instrumental in supporting
politicians that have fostered restrictive changes in the laws that
favor these large lending institutions including the new
Bankruptcy Laws just recently enacted that further limit the use of
bankruptcy to provide a fresh start for embattled
consumers.
Meanwhile, retailers and credit providers spend
billions with marketing gimmicks designed to entice people to
take on more and more debt. The average American faces
hundreds if not thousands of these carefully crafted solicitations
every day.
Moneywatch can help level the playing field. We have
years of experience helping people save
vehicles, reinstate mortgages and improve their finances.
Often we can help clients to find both conventional or even private
lenders that can provide funds to help clients buy valuable time,
reinstate delinquent mortgages obligations and take back control
allowing them to save significant family assets.
We also have access to leading area attorneys
that specialize in helping people defend themselves from violations
in the Federal Truth in Lending Laws and others that can help by
using the bankruptcy laws to retain their assets, stop harassing
creditors and provide a legitimate fresh
start.
If you feel that your all alone on the playing field
and don't know where to turn, let Moneywatch help you level
the field by providing a team of credit experts that can
reverse and protect your fortunes.
Start today to build your winning team, Call
Moneywatch NOW at (401)- 941-2020
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2) Using a
Legitimate 3rd Party to Lower Costs and Save
Relationships
Often times of unexpected illness,
temporary job loss, an accident or a disability can create the need
for extra cash to fill a short term gap in current income.
Conventional sources of cash such as home equity loans may be
difficult to find or expensive when there is a limited ability to
meet current obligations. Often, relatives
or friends may be an excellent source of funding if handled in an
honest, open and appropriate
manor.
Moneywatch has many years of experience in this
role, by providing fair and open advice to all concerned parties. By
furnishing clients with complete loan documentation that clearly
defines the obligations of all parties, Moneywatch can add
needed structure to make a deal viable between friends and family
members. During this process we fully recommend that each party
take the time to review all aspects with their attorney, accountants
or other professional advisors.
Timely help from a friend or family member may
save you thousands in interest and save a lifetime relationship if
treated properly.
Call Moneywatch today for a No-Obligation consultation and an
in depth look at which alternatives may be best for you and your
family. (401)- 941-2020
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3) Taking the 1st Step can be
Easy When faced with the burden of mounting debts and no
apparent solutions it is not uncommon for some people to sweep bills
and important notices under the carpet. Some avoid answering phones
completely in fear of threatening or embarrassing calls from
creditors. Retreating under fire, may provide some immediate relief,
but may cost you and your family dearly in the long
run.
Moneywatch can help you regain your ground against an
often one sided onslaught by large, experienced and well funded
creditors and collection agencies. Often we can present strategies
that can rescue your savings and equity
and set the stage for the recovery & retention of your assets
allowing you to quickly restart your financial
future.
By doing nothing, you play into the hands of
creditors that will use your inactivity to rack up extraordinary
late charges, legal fees and accelerations that can rob you of your
remaining savings.
Don’t be a victim. We can help you take control with just
a phone call and a short visit. Let Moneywatch help you fight for
your rights and protect your
ownership.
Call NOW at (401)- 941-2020
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4) LifeMath: Balancing Your Limitations
and Your Dreams
Most people struggle with basic budgeting because it
simply doesn’t work. As a result of thousands of hours working with
clients, Moneywatch has developed a proprietary program called
Lifemath™. Unlike basic budget programs that aim only to
average income and estimate expenses on a monthly basis, Lifemath has been designed to mirror the monetary
realities of life.
Clients are encouraged to include detailed
spending information including such expenditures as birthdays,
holidays, seasonal variations in clothing and utilities and many
other true life categories. To provide meaningful accuracy, the
program includes provisions for all dependent family members and
even pets, hobbies and entertainment among its many
categories.
Detailed allowances for income variations are also
considered which when matched with expenditures allow clients to
measure current and future cash flow capabilities on a day to day
basis over extended lifetime periods. When tuition and retirement
information are added, a complete picture can be drawn. This enables
clients to understand their ability to meet their financial
aspirations and allows them to look at expense adjustments that may
be necessary to help them reach significant lifetime goals.
Call Moneywatch today for a No
Obligation consultation and access to your personal Lifemath
program. Call (401)-941-2020 for a Confidential & Personalized
Program built around your decisions. and
needs!
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5) Complete Real
Estate Services
Through our sister company, Chartwell Realty,
Moneywatch can offer some truly unique advantages for homeowners in
a precarious financial or delinquent mortgage situation due to
divorce, disability or other events leading to insufficient incomes
to meet current mortgage obligations. Even if you are months
behind in a mortgage we can enlist help to halt a
foreclosure and buy time to find new funding to reinstate a
mortgage or create additional time to sell a house at market
prices rather than accept a price leveraged by an eminent
foreclosure. No other Rhode Island area real estate firms offer this
level of assistance, understanding or experience.
Please....beware of firms and individuals that will try and buy
your house at a large discount when you are in a vulnerable
position.
By
Acting NOW, we can provide a complete assessment of your real estate
and help you save your home or maximize its remaining value. Let us
help you capture the majority of your hard earned equity by helping
you sell in a more relaxed position at market prices.
Call Moneywatch NOW at (401)-941-2020
for Confidential
& Personalized Service!
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