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Moneywatch offers a variety of strategic financial services to help our clients achieve their financial goals. Most of our clients come to us through referrals from area nonprofits, hospitals and other professionals including leading attorneys and accountants; however, we invite anyone in need of help or with questions to call. 

                                         please see the examples of our services below...........


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1) Leveling the Playing Field

Large Credit providers including, mortgage companies, department stores and credit card companies have created sophisticated systems and departments for dealing with all types of customer payment issues. They have been instrumental in supporting politicians that have fostered restrictive changes in the laws that favor these large lending institutions including the new Bankruptcy Laws just recently enacted that further limit the use of bankruptcy to provide a fresh start for embattled consumers.

 

Meanwhile, retailers and credit providers spend billions with marketing gimmicks designed to entice people to take on more and more debt. The average American faces hundreds if not thousands of these carefully crafted solicitations every day.

 

Moneywatch can help level the playing field. We have years of experience helping people save vehicles, reinstate mortgages and improve their finances. Often we can help clients to find both conventional or even private lenders that can provide funds to help clients buy valuable time, reinstate delinquent mortgages obligations and take back control allowing them to save significant family assets.

 

We also have access to leading area attorneys that specialize in helping people defend themselves from violations in the Federal Truth in Lending Laws and others that can help by using the bankruptcy laws to retain their assets, stop harassing creditors and provide a legitimate fresh start.

 

If you feel that your all alone on the playing field and don't know where to turn, let Moneywatch help you level the field by providing a team of credit experts that can reverse and protect your fortunes.

Start today to build your  winning team, Call Moneywatch NOW at (401)- 941-2020

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2) Using a Legitimate 3rd Party to Lower Costs and Save Relationships

Often times of unexpected illness, temporary job loss, an accident or a disability can create the need for extra cash to fill a short term gap in current income. Conventional sources of cash such as home equity loans may be difficult to find or expensive when there is a limited ability to meet current obligations. Often, relatives or friends may be an excellent source of funding if handled in an honest, open and appropriate manor.

Moneywatch has many years of experience in this role, by providing fair and open advice to all concerned parties. By furnishing clients with complete loan documentation that clearly defines the obligations of all parties, Moneywatch can add needed structure to make a deal viable between friends and family members. During this process we fully recommend that each party take the time to review all aspects with their attorney, accountants or other professional advisors.

 

Timely help from a friend or family member may save you thousands in interest and save a lifetime relationship if treated properly.  Call Moneywatch today for a No-Obligation consultation and an in depth look at which alternatives may be best for you and your family. (401)- 941-2020

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3) Taking the 1st Step can be Easy 
When faced with the burden of mounting debts and no apparent solutions it is not uncommon for some people to sweep bills and important notices under the carpet. Some avoid answering phones completely in fear of threatening or embarrassing calls from creditors. Retreating under fire, may provide some immediate relief, but may cost you and your family dearly in the long run.

Moneywatch can help you regain your ground against an often one sided onslaught by large, experienced and well funded creditors and collection agencies. Often we can present strategies that can rescue your savings and equity and set the stage for the recovery & retention of your assets allowing you to quickly restart your financial future.

 

By doing nothing, you play into the hands of creditors that will use your inactivity to rack up extraordinary late charges, legal fees and accelerations that can rob you of your remaining savings.

 

Don’t be a victim. We can help you take control with just a phone call and a short visit. Let Moneywatch help you fight for your rights and protect your  ownership.

                                               Call NOW at (401)- 941-2020

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4) LifeMath: Balancing Your Limitations and Your Dreams

Most people struggle with basic budgeting because it simply doesn’t work. As a result of thousands of hours working with clients, Moneywatch has developed a proprietary program called Lifemath™.  Unlike basic budget programs that aim only to average income and estimate expenses on a monthly basis, Lifemath has been designed to mirror the monetary realities of life.

 

Clients are encouraged to include detailed spending information including such expenditures as birthdays, holidays, seasonal variations in clothing and utilities and many other true life categories. To provide meaningful accuracy, the program includes provisions for all dependent family members and even pets, hobbies and entertainment among its many categories.

 

Detailed allowances for income variations are also considered which when matched with expenditures allow clients to measure current and future cash flow capabilities on a day to day basis over extended lifetime periods. When tuition and retirement information are added, a complete picture can be drawn. This enables clients to understand their ability to meet their financial aspirations and allows them to look at expense adjustments that may be necessary to help them reach significant lifetime goals.

  

Call Moneywatch today for a No Obligation consultation and access to your personal Lifemath program. Call (401)-941-2020 for a Confidential & Personalized Program built around your decisions. and needs!

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5) Complete Real Estate Services

Through our sister company, Chartwell Realty, Moneywatch can offer some truly unique advantages for homeowners in a precarious financial or delinquent mortgage situation due to divorce, disability or other events leading to insufficient incomes to meet current mortgage obligations. Even if you are months behind in a mortgage we can enlist help to halt a foreclosure and buy time to find new funding to reinstate a mortgage or create additional time to sell a house at market prices rather than accept a price leveraged by an eminent foreclosure. No other Rhode Island area real estate firms offer this level of assistance, understanding or experience. Please....beware of firms and individuals that will try and buy your house at a large discount when you are in a vulnerable position.

 

By Acting NOW, we can provide a complete assessment of your real estate and help you save your home or maximize its remaining value. Let us help you capture the majority of your hard earned equity by helping you sell in a more relaxed position at market prices.

 

Call Moneywatch NOW at (401)-941-2020 for Confidential & Personalized Service!

 

 

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